- Routing #: 251082495
- Call: (804) 359-8754
At RVA Financial, we believe it’s never too early to build healthy money habits. Our Teen Savings and Teen Checking Accounts are designed to help young members learn the value of saving, spending wisely, and managing money with confidence, all while keeping their funds safe and earning dividends.
Whether you’re opening your first savings account or taking the next step toward financial independence, we’re here to support every stage of your journey. With parent-guided or independent options for teens, our accounts make learning about money simple, empowering, and rewarding.
Watch our training video to learn how to get started with your new teen checking account.
Features
Teen Debit CardFinancial literacy counseling is required before a debit card is issued for all teens ages 13–17.
Features & Benefits
Ages 13–14:
Parent or guardian required as joint owner
Birth Certificate, Social Security Card, or Passport accepted
Ages 15–17:
Parent or guardian optional if teen has a valid, unexpired government-issued ID
Parent or guardian required only if teen doesn’t have a valid ID
Must be age 18 or older
Must present a valid, unexpired government-issued ID
Teen accounts are not eligible to opt in to REG E point-of-sale overdrafts
Dividends earned are reported under the teen’s SSN
Call, text or email our community development representative today! (804) 362-2039 or ddilworth@rvafinancial.com
Call anytime 24/7
(804) 359-8754
Routing # 251082495 | NMLS#523374 | Privacy Policy
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 804-359-8754 for assistance. All products and services available on this website are available at all RVA Financial Federal Credit Union full-service locations.
1 Rate effective as of 03/01/2026. Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 of 3 available discounts (up to a 1% APR rate discount), which includes a 0.50% discount for an approved automated payment method, a .50% discount for a loan-to-value (LTV) that is 100% or less, and 0.50% discount for Loyalty for members who have had a loan with us within the last five years or membership history of 10+ years. Subject to credit and collateral approval. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts, and information about loans originated at dealerships that participate in our Preferred Dealer Network.
2 Rate effective as of 03/01/2026. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 available discounts (up to a 1% APR rate discount), which includes a 0.50% discount for an approved automated payment method, and a 0.50% discount for Loyalty for members who have had a loan with us within the last five years or membership history of 10+ years. Subject to credit approval. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts.
3 Rate effective as of 03/01/2026. Standard APRs for purchases and balance transfers will apply and is subject to change. We will begin charging interest on balance transfers on the transaction dates. Earn 1% cash back up to $50 monthly, $600 annually on purchases. Cash back is redeemed to share savings at month end. 1% not earned on interest, fees, cash advances, balance transfers, and must be current. RVA Financial is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. RVA Financial also reserves the right to decline any balance transfer request and may decline any that exceed the available credit limit. View our Card Agreement & Disclosure Statement for more information. Subject to credit approval. Minimum and maximum credit limits apply.
