Whether you’re buying your very first car, upgrading to something new, or refinancing to lower your payment, an RVA Financial auto loan puts you in the driver’s seat. We offer flexible terms, competitive rates, and a lending team that’s here to help you every mile of the journey.
What Can an Auto Loan Be Used For?
No matter where you’re buying, we’ll help you move forward with confidence.
Why Choose an RVA Financial Auto Loan?
We focus on what matters most, helping you get reliable transportation while protecting your financial well-being.
Members are eligible for up to 2 of 3 available discounts (up to a 1% APR rate discount) when any of the following apply:
*Calculator outputs are for illustrative purposes only and do not represent a guarantee. APR = Annual Percentage Rate. Rates and conditions are subject to change at any time and may vary based on creditworthiness, qualifications and collateral conditions. Subject to membership in the credit union, credit approval, and closing. Property insurance required property must be members primary residence and located in the Commonwealth of Virginia. A nominal flood insurance fee is assessed.
RVA Financial partners with a network of trusted dealerships to make your car-buying experience simple and seamless. When you visit one of our preferred dealers, you can access credit union financing on the spot, with confidence that you’re receiving our lowest available rates.
Credit insurance may make your loan payments when you can’t.
Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.
Call (804) 359-8754 now to learn more.
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(804) 359-8754
Routing # 251082495 | NMLS#523374 | Privacy Policy
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 804-359-8754 for assistance. All products and services available on this website are available at all RVA Financial Federal Credit Union full-service locations.
1 Rate effective as of 03/01/2026. Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 of 3 available discounts (up to a 1% APR rate discount), which includes a 0.50% discount for an approved automated payment method, a .50% discount for a loan-to-value (LTV) that is 100% or less, and 0.50% discount for Loyalty for members who have had a loan with us within the last five years or membership history of 10+ years. Subject to credit and collateral approval. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts, and information about loans originated at dealerships that participate in our Preferred Dealer Network.
2 Rate effective as of 03/01/2026. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 available discounts (up to a 1% APR rate discount), which includes a 0.50% discount for an approved automated payment method, and a 0.50% discount for Loyalty for members who have had a loan with us within the last five years or membership history of 10+ years. Subject to credit approval. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts.
3 Rate effective as of 03/01/2026. Standard APRs for purchases and balance transfers will apply and is subject to change. We will begin charging interest on balance transfers on the transaction dates. Earn 1% cash back up to $50 monthly, $600 annually on purchases. Cash back is redeemed to share savings at month end. 1% not earned on interest, fees, cash advances, balance transfers, and must be current. RVA Financial is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. RVA Financial also reserves the right to decline any balance transfer request and may decline any that exceed the available credit limit. View our Card Agreement & Disclosure Statement for more information. Subject to credit approval. Minimum and maximum credit limits apply.
