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PERSONAL LOANS

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Flexible Financing for Life’s Moments

Invest in your next chapter.

When life happens, RVA Financial Personal Loans give you the flexibility to cover expenses without unnecessary stress. From consolidating debt to managing unexpected costs, our personal loans offer straightforward terms and responsible lending you can feel good about.

Simple loans. Honest guidance. Real support.

Personal Loan Uses

  • Debt consolidation
  • Emergency expenses
  • Major purchases
  • Special events and milestones

Benefits of a Personal Loan with RVA Financial

  • Competitive fixed rates
  • Predictable monthly payments
  • Flexible terms
  • Local, member-focused service

Personal Loan Estimator

Main Specifications

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Members are eligible for up to 2 of 3 available discounts (up to a 1% APR rate discount) when any of the following apply:

  • .50% for enrolling in Autopay (payroll deduction, Auto Funds Transfer, ACH)
  • .50% for Loan-To-Value < 100%
  • .50% for Loyalty (for members who have had a loan with us in the past five years, or member for 10+ years)

*Calculator outputs are for illustrative purposes only and do not represent a guarantee. APR = Annual Percentage Rate. Rates and conditions are subject to change at any time and may vary based on creditworthiness, qualifications and collateral conditions. Subject to membership in the credit union, credit approval, and closing. Property insurance required property must be members primary residence and located in the Commonwealth of Virginia. A nominal flood insurance fee is assessed.

Protect your family against the unexpected.

Credit insurance may make your loan payments when you can’t.

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.

  • Simple to apply
  • Designed to fit your lifestyle
  • Coverage that fits your loan
  • Totally voluntary
  • Won’t affect your loan approval
  • Sign up for credit insurance at your loan closing, or anytime you like

Call (804) 359-8754 now to learn more.

Simple loans. Honest guidance. Real support.

Apply Online or at our local branch!

Apply Now
1700 Robin Hood Road
Richmond, VA 23220

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and with us, it is.

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 804-359-8754 for assistance. All products and services available on this website are available at all RVA Financial Federal Credit Union full-service locations.