- Routing #: 251082495
- Call: (804) 359-8754
At RVA Financial Federal Credit Union, our loan options are designed to help you move forward with confidence. Whether you’re buying a car, consolidating debt, improving your home, or planning a major life milestone, we offer competitive rates, flexible terms, and personalized guidance every step of the way.
As a member-owned credit union serving the RVA community, we focus on fair lending, transparent terms, and financial solutions that support your long-term success.
Get on the road with affordable financing for:
Turn your housing goals into reality with financing for:
Plan that road trip with affordable financing for:
Cover life’s expenses with flexible personal loans for:
Credit cards and lines of credit provide access convenient borrowing options with:
Cover life’s expenses with flexible personal loans for:
Lower Rates, Fewer Fees
Because we’re member-owned, we’re able to offer competitive loan rates and reduced fees compared to traditional banks.
Local Decisions, Personal Service
Our lending decisions are made locally—by people who understand our community and take the time to understand your goals.
Flexible Terms
We work with you to structure loans that fit your budget, timeline, and financial priorities.
Trusted & Secure Lending
Your financial well-being matters. We use responsible lending practices and modern security measures to protect your information.
We believe loans should support—not stress—your financial future. That’s why we prioritize education, transparency, and honest guidance so you can make informed borrowing decisions with confidence.
Our team is here to help you:
Simple loans. Honest guidance. Real support.
Call anytime 24/7
(804) 359-8754
Routing # 251082495 | NMLS#523374 | Privacy Policy
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 804-359-8754 for assistance. All products and services available on this website are available at all RVA Financial Federal Credit Union full-service locations.
1 Rate effective as of 03/01/2026. Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 of 3 available discounts (up to a 1% APR rate discount), which includes a 0.50% discount for an approved automated payment method, a .50% discount for a loan-to-value (LTV) that is 100% or less, and 0.50% discount for Loyalty for members who have had a loan with us within the last five years or membership history of 10+ years. Subject to credit and collateral approval. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts, and information about loans originated at dealerships that participate in our Preferred Dealer Network.
2 Rate effective as of 03/01/2026. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 available discounts (up to a 1% APR rate discount), which includes a 0.50% discount for an approved automated payment method, and a 0.50% discount for Loyalty for members who have had a loan with us within the last five years or membership history of 10+ years. Subject to credit approval. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts.
3 Rate effective as of 03/01/2026. Standard APRs for purchases and balance transfers will apply and is subject to change. We will begin charging interest on balance transfers on the transaction dates. Earn 1% cash back up to $50 monthly, $600 annually on purchases. Cash back is redeemed to share savings at month end. 1% not earned on interest, fees, cash advances, balance transfers, and must be current. RVA Financial is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. RVA Financial also reserves the right to decline any balance transfer request and may decline any that exceed the available credit limit. View our Card Agreement & Disclosure Statement for more information. Subject to credit approval. Minimum and maximum credit limits apply.
