WHY JOIN RVA FINANCIAL

Why Join RVA Financial?

Become More Than a Customer, Become a Member

At RVA Financial Federal Credit Union, membership means more than opening an account; it means becoming part-owner of a financial institution that exists to serve you. As a member-owned credit union serving the RVA community, we’re committed to helping others build financial confidence through fair, affordable, and personalized banking.

When you join, you gain access to competitive rates, lower fees, and a team that truly puts members first.

Who Can Join

RVA Financial is wholly-owned by our members and open to those who are: employees of the City of Richmond, VA; employees of the Richmond School Board in Richmond, VA; employees of the Capital Region Airport Commission; employees of the Richmond Redevelopment & Housing Authority who work in Richmond, VA; and employees/members of American Consumer Council.  Additionally, the immediate family members of these eligible individuals are also eligible for membership.

If you’re unsure whether you’re eligible, our team is happy to help, because joining should be simple and welcoming.

Member Benefits

Member-Owned Advantage

As a member, you’re also an owner. Profits are reinvested into better rates, improved services, and financial education, rather than paid to shareholders

Lower Fees & Competitive Rates

Enjoy affordable checking, savings, and loan options designed to help your money go further.

Local, Personalized Service


Our team takes the time to understand your goals and offer guidance you can trust.

Safe & Secure


Your deposits are federally insured by the NCUA, providing peace of mind and financial protection.

Access to Full-Service Banking

Membership gives you access to:

  • Checking & savings accounts
  • Auto, personal, home, and specialty loans
  • Credit cards & credit-building tools
  • Online & mobile banking

Membership for Every Stage of Life

Whether you’re opening your first account, growing your family, or planning for the future, RVA Financial offers products and guidance to support your journey.

We also offer youth and first-time member options to help build strong financial habits early.

How to Become a Member

Joining RVA Financial Federal Credit Union is easy:

  • Confirm eligibility
  • Open a savings account (minimum deposit required)
  • Access all member benefits immediately

You can apply online or visit us in person—our team is here to help every step of the way.

Why Choose RVA Financial Federal Credit Union?

  • Community-focused, not profit-driven
  • Transparent products and honest guidance
  • Local decision-making
  • A trusted financial partner in RVA

This is banking built on trust, cooperation, and community.

Ready to Join?

Become part of a credit union that puts people over profits and community over competition.

Join RVA Financial Federal Credit Union today—and experience the difference of member-owned banking.

Expect the best out of life,
but be prepared.

You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden of an unexpected loss is just one more way to show you care.

TruStage® Life Insurance can help give you peace of mind today and provide an income-tax free cash benefit for your family. It can help pay expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.

TruStage helps make it easy to compare insurance and explore options you can afford, so you can make a good decision today for your family:

Don’t wait another day to be prepared.

Get an instant quote online today. Or, call 1-800-814-2914 and talk to a licensed agent.

Smiling man wearing glasses and a gray long-sleeve shirt holds a folder labeled RVA Financial against a plain white background.

Compare life insurance options

See instant quotes based on your budget

Apply online or over the phone

Become A Member

You can just schedule an appointment or sign up for membership now.