At RVA Financial, we believe in transparency when it comes to fees. Our fee schedule outlines the costs associated with certain banking services and account activities, so you can make informed decisions and avoid surprises.
For your convenience and reference, the following forms, agreements, and disclosures are provided to help you understand your membership, accounts, loans, and services with the credit union. These documents outline important information regarding fees, privacy practices, electronic transactions, credit card terms, loan payoff authorizations, funds availability, and regulatory notices. We encourage you to review these materials carefully, as they are designed to ensure transparency, protect your financial information, and help you make informed financial decisions. If you have any questions or need assistance, our team is always happy to help.
Review and download forms below.
Fees may apply for services such as:
Monthly maintenance (may be waived with qualifying activity)
Paper statement delivery
Excess transaction activity
Account closure within a specified time period
These may include:
Debit or ATM card replacement
Foreign transaction fees
Non-sufficient funds (NSF) fees
Overdraft-related fees (if applicable)
Out-of-network ATM usage
International ATM withdrawals
Balance inquiries at non-network ATMs
Stop payment requests
Wire transfers (domestic or international)
Cashier’s checks or official checks
Account research or copy requests
Depending on the loan type, fees may include:
Late payment fees
Returned payment fees
Loan payoff statement fees
Mortgage or real estate processing fees
You may be able to minimize or avoid certain fees by:
Maintaining minimum balance requirements
Enrolling in eStatements
Using in-network ATMs
Setting up direct deposit or automatic payments
Our team is happy to help you choose accounts that best fit your needs.
Call anytime 24/7
(804) 359-8754
Routing # 251082495 | NMLS#523374 | Privacy Policy
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*APR = Annual Percentage Rate. Please call RVA Financial at (804) 359-8754 for our most current rates.
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