- Routing #: 251082495
- Call: (804) 359-8754
RVA Financial Federal Credit Union is a member-owned financial institution serving the Greater Richmond (RVA) community with affordable, people-first banking solutions. We are committed to helping others achieve financial confidence through trusted service, competitive rates, and personalized support.
As a federal credit union, we exist to serve our members, not shareholders. That means your success is our success.
RVA Financial Federal Credit Union was founded on the belief that everyone deserves access to fair, transparent, and supportive financial services. For years, we’ve proudly helped members at every life stage, from opening a first savings account to buying a home, managing their credit, or planning for retirement.
We blend the personal service of a local credit union with modern digital banking tools to ensure our members can manage their money securely and conveniently, anytime, anywhere.
The brand core values, mission, and vision crafted by RVA Financial FCU’s leadership team and endorsed by the board on October 3, 2024, form the foundation of the credit union’s strategic journey. These guiding principles drive RVA Financial FCU’s commitment to delivering financial wellness, creating a member experience that empowers individuals and strengthens communities. With this vision at its core, RVA Financial is rising up to its role as the credit union of choice for sustainable financial solutions and a trusted, positive presence in the lives of its members and the communities it serves.
Resilient
Inclusive
Sustainable
Empowering
Empowering communities with brighter, bolder futures!
Financial wellness and shared prosperity for all.
Over 75 Years in Service
RVA Financial was organized on August 23, 1950 as the Richmond, Virginia Municipal Federal Credit Union to provide financial services to employees of the City of Richmond. The National Credit Union Administration approved the charter the following month, and the first membership meeting was held on September 14, 1950.
During its history, the credit union has operated in a variety of locations beginning with the basement of the old City Hall on West Franklin Street. In 1982, after having had a total of six homes, the credit union relocated to the 16th Floor of the City Hall Building, and will soon relocate to East Broad Street.
In 1984, the first branch was opened in the Schools Building near the home of the Atlanta Braves Triple-A farm team at The Diamond. In the spring of 1989, the credit union opened a brand-new replacement location at 1700 Robin Hood Road to serve as the head office, now known as the Thomas J. Amiss Credit Union Center. At the same time, the name of the credit union was changed to VaCap Federal Credit Union to reflect the fact that membership eligibility had been expanded to include employees of entities other than the City.
In March 1991, Richmond Memorial Hospital Credit Union and their 2000 employee membership was merged and less than a year later, the local credit union for Kraft Foods joined VaCap. In 2007, the name VaCap was changed to New Generations.
In 2017, with a desire to return to our roots and serve the City of Richmond, we changed our name to RVA Financial. Today, RVA Financial serves over 13,000 customers, referred to as members. Our members each own a piece of the credit union and have a say in its operation as a non-profit financial cooperative.
RVA Financial is wholly-owned by our members and open to those who are: employees of the City of Richmond, VA; employees of the Richmond School Board in Richmond, VA; employees of the Capital Region Airport Commission; employees of the Richmond Redevelopment & Housing Authority who work in Richmond, VA; and employees/members of American Consumer Council. Additionally, the immediate family members of these eligible individuals are also eligible for membership.
Whether you’re looking for a checking account, auto loan, mortgage, youth banking, or financial guidance you can trust, RVA Financial Federal Credit Union is here to support your goals, today and for generations to come.
People over profits. Community over competition. Members first, always.
Executive
The RVA Financial Federal Credit Union Team is dedicated to ensuring excellence in products and services for our members.
President & Chief
Executive Officer
Executive Vice President & Chief Operating Officer
Daisy Weaver
Debora Johns
Rayford Harris
Nicholas Feucht
Winston Lucombe
Justin Grigg
William Nelson
Isaac Adedokun
Michelle Randolph
Senior
Senior Vice President of Information Technology & Innovation
Vice President of Strategic Marketing, Communications & Community Engagement
Director of Compliance & Risk
Director of Lending & Retail
Stop by for a visit, let's discuss the benefits of your membership!
Call anytime 24/7
(804) 359-8754
Routing # 251082495 | NMLS#523374 | Privacy Policy
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 804-359-8754 for assistance. All products and services available on this website are available at all RVA Financial Federal Credit Union full-service locations.
1 Rate effective as of 03/01/2026. Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 of 3 available discounts (up to a 1% APR rate discount), which includes a 0.50% discount for an approved automated payment method, a .50% discount for a loan-to-value (LTV) that is 100% or less, and 0.50% discount for Loyalty for members who have had a loan with us within the last five years or membership history of 10+ years. Subject to credit and collateral approval. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts, and information about loans originated at dealerships that participate in our Preferred Dealer Network.
2 Rate effective as of 03/01/2026. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit and include discounts. Members may be eligible for up to 2 available discounts (up to a 1% APR rate discount), which includes a 0.50% discount for an approved automated payment method, and a 0.50% discount for Loyalty for members who have had a loan with us within the last five years or membership history of 10+ years. Subject to credit approval. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts.
3 Rate effective as of 03/01/2026. Standard APRs for purchases and balance transfers will apply and is subject to change. We will begin charging interest on balance transfers on the transaction dates. Earn 1% cash back up to $50 monthly, $600 annually on purchases. Cash back is redeemed to share savings at month end. 1% not earned on interest, fees, cash advances, balance transfers, and must be current. RVA Financial is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. RVA Financial also reserves the right to decline any balance transfer request and may decline any that exceed the available credit limit. View our Card Agreement & Disclosure Statement for more information. Subject to credit approval. Minimum and maximum credit limits apply.
