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AUTO LOANS

Auto Loans Made Easy

Whether you’re buying your very first car, upgrading to something new, or refinancing to lower your payment, an RVA Financial auto loan puts you in the driver’s seat. We offer flexible terms, competitive rates, and a lending team that’s here to help you every mile of the journey.

What Can an Auto Loan Be Used For?

  • New or used vehicles
  • Cars, trucks, vans, and SUVs
  • Auto loan refinancing from another lender

No matter where you’re buying, we’ll help you move forward with confidence.

Why Choose an RVA Financial Auto Loan?

  • Competitive interest rates designed to keep payments affordable
  • Flexible loan terms to fit your budget and goals
  • No hidden surprises, clear terms and transparent guidance
  • Local lending decisions made by people who know our community
  • Personal support from application to payoff

We focus on what matters most, helping you get reliable transportation while protecting your financial well-being.

 

Auto Loan Estimator

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Members are eligible for up to 2 of 3 available discounts (up to a 1% APR rate discount) when any of the following apply:

  • .50% for enrolling in Autopay (payroll deduction, Auto Funds Transfer, ACH)
  • .50% for Loan-To-Value < 100%
  • .50% for Loyalty (for members who have had a loan with us in the past five years, or member for 10+ years)

*Calculator outputs are for illustrative purposes only and do not represent a guarantee. APR = Annual Percentage Rate. Rates and conditions are subject to change at any time and may vary based on creditworthiness, qualifications and collateral conditions. Subject to membership in the credit union, credit approval, and closing. Property insurance required property must be members primary residence and located in the Commonwealth of Virginia. A nominal flood insurance fee is assessed.

A woman and a man in formal attire stand beside a gray SUV inside a car dealership. The man holds a red folder and they appear to be discussing the vehicle, with large windows and trees visible in the background.

In the market for a vehicle?

Our Preferred Dealer List

sheehy-richmond
west-broad-honda
west-broad-hyundai
west-broad-volkswagen
whitten-bros
audi-richmond
lexus-richmond
enterprise
mechanicsville-honda
mechanicsville-toyota
west-broad-kia
sheehy-richmond (1)
sheehy-ashland
richmond-ford-lincoln
patrick
parks-chevy

Protect your family against the unexpected.

Credit insurance may make your loan payments when you can’t.

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.

  • Simple to apply
  • Designed to fit your lifestyle
  • Coverage that fits your loan
  • Totally voluntary
  • Won’t affect your loan approval
  • Sign up for credit insurance at your loan closing, or anytime you like

Call (804) 359-8754 now to learn more.

Simple loans. Honest guidance. Real support.

Apply Online or at our local branch!

Apply Now
1700 Robin Hood Road
Richmond, VA 23220

Banking should feel easy,
and with us, it is.

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 804-359-8754 for assistance. All products and services available on this website are available at all RVA Financial Federal Credit Union full-service locations.