Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # RVA Financial RVA's Leader of Financial Wellness ## Sitemaps - [XML Sitemap](https://www.rvafinancial.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [2026 Summer Newsletter](https://www.rvafinancial.com/2026/07/02/2026-summer-newsletter/) - JULY RVA Financial Newsletter (1)Download - [2026 Spring Newsletter](https://www.rvafinancial.com/2026/04/15/2026-spring-newsletter/) - APR RVA Financial NewsletterDownload - [2025 Annual Report](https://www.rvafinancial.com/2025/12/26/2025-annual-report/) - RVA Financial 2025 Annual ReportDownload - [2026 Winter Newsletter](https://www.rvafinancial.com/2026/01/21/winter-2026/) - RVA Financial 2026 NewsletterDownload - [2025 Fall Newsletter](https://www.rvafinancial.com/2020/12/31/for-car-auto-you-will-get-90-loan-amount/) - 2025-Fall-NewsletterDownload - [2025 Winter Newsletter](https://www.rvafinancial.com/2020/12/31/how-you-find-low-interest-rate-for-home-loan/) - 2025-Winter-Newsletter-1Download - [2025 Spring Newsletter](https://www.rvafinancial.com/2020/12/31/easy-way-to-calculate-interest-on-a-loan/) - 2025-Spring-NewsletterDownload - [2025 Summer Newsletter](https://www.rvafinancial.com/2020/12/31/how-to-get-education-loan-for-overseas/) - 2025-Summer-NewsletterDownload ## Pages - [Home](https://www.rvafinancial.com/) - Current Promotions​ as low as3.99% APR*1 RV-ATV-Motorcycle-Watercraft Loans as low as5.99% APR*1 Personal Loans as low as8.49% APR*2 Credit Cardsas low as11.65% APR*3 We LOVE our members! Founded on August 23, 1950, as the Richmond, Virginia Municipal Federal Credit Union, our organization was established to provide trusted financial services to employees of the City of - [Community Engagement](https://www.rvafinancial.com/community-engagement/) - COMMUNITY ENGAGEMENT Rooted in Community. Committed to Thriving Together. At RVA Financial, financial wellness is just the beginning.We believe strong communities are built through meaningful connections, trusted partnerships, and access to resources that support the whole person—not just their finances. As a community-focused credit union, we are deeply rooted in the neighborhoods we serve and - [About Us](https://www.rvafinancial.com/about-us/) - ABOUT US About Us Our History About Us RVA’s Leader of Financial Wellness About RVA Financial Federal Credit UnionRVA Financial Federal Credit Union is a member-owned financial institution serving the Greater Richmond (RVA) community with affordable, people-first banking solutions. We are committed to helping others achieve financial confidence through trusted service, competitive rates, and personalized - [Contact Us](https://www.rvafinancial.com/contact-us/) - CONTACT US 24 -Hour Member Contact Center Call: (804) 359-8754 Fax: (804) 359-4995 Member Service Email Address service@rvafinancial.com Locations Thomas J. Amiss Credit Union Center1700 Robin Hood Rd., Richmond, VA 23220Across from the Richmond Flying Squirrels baseball diamond. Coming this Summer: Theater Row730 East Broad St., Richmond, VA 23219 Lobby HoursMonday - Friday: 9 AM - 5 - [Newsletter](https://www.rvafinancial.com/newsletter/) - Don't miss the latest news! The RVA Financial quarterly newsletters and annual reports capture and share announcements, highlights, and information important for our members. 2026 Summer Newsletter Read More 2026 Spring Newsletter Read More 2026 Winter Newsletter Read More 2025 Annual Report Read More 2025 Fall Newsletter Read More 2025 Summer Newsletter Read More 2025 - [Financial Literacy: Workshops & Webinars](https://www.rvafinancial.com/financial-literacy-workshops-webinars/) - FINANCIAL LITERACY Because informed decisions lead to stronger futures. RVA Financial is committed to financial education for individuals, families, and communities. Our free workshops and webinars are designed to meet you where you are, no jargon, no judgment.Financial literacy is the ability to understand and manage your money with confidence. It includes knowing how to - [Bank Closing & Alerts](https://www.rvafinancial.com/bank-closing-alerts/) - Special Hours & Closings ANNOUNCEMENT There are no announcements at this time. Online banking, mobile banking, ATMs, and outdoor ITMs are available 24/7 for your banking needs. Holiday Closures New Year’s Eve (early closing)December 31, 2026New Year’s DayJanuary 1, 2027Martin Luther King, Jr. DayJanuary 19, 2026President’s DayFebruary 16, 2026Memorial DayMay 25, 2026Juneteenth June 19, 2026Independence Day - [Auto Loans](https://www.rvafinancial.com/auto-loans/) - AUTO LOANS Auto Loans Made Easy Whether you’re buying your very first car, upgrading to something new, or refinancing to lower your payment, an RVA Financial auto loan puts you in the driver’s seat. We offer flexible terms, competitive rates, and a lending team that’s here to help you every mile of the journey.What Can - [Fee Schedule](https://www.rvafinancial.com/fee-schedule-2/) - FORMS & DISCLOSURES Transparent pricing. No surprises. At RVA Financial, we believe in transparency when it comes to fees. Our fee schedule outlines the costs associated with certain banking services and account activities, so you can make informed decisions and avoid surprises.Important Forms & DisclosuresFor your convenience and reference, the following forms, agreements, and disclosures - [Digital Banking Support](https://www.rvafinancial.com/digital-banking-support/) - DIGITAL BANKING SUPPORT Your Digital Banking Health Hub Welcome to your one-stop shop for digital banking support! Whether you’re getting started with our mobile app, managing your account on the go, or just want tips to keep your information secure, we’re here to help every step of the way.Download the Mobile AppAccess your accounts anytime, - [Minor & Teen Accounts](https://www.rvafinancial.com/minor-teen-acccounts/) - TEEN CHECKING & SAVINGS Start Strong. Grow Smart. Bank Local. At RVA Financial, we believe it’s never too early to build healthy money habits. Our Teen Savings and Teen Checking Accounts are designed to help young members learn the value of saving, spending wisely, and managing money with confidence, all while keeping their funds safe - [Rate Sheet (Deposit & Loan)](https://www.rvafinancial.com/rate-sheet-deposit-loan/) - DEPOSIT RATES Helping Your Savings Grow, One Smart Choice at a Time Deposit rates show how much your money can earn when you save or invest it with us. Whether you’re building an emergency fund, saving for a goal, or planning for the future, understanding deposit rates helps you make confident financial decisions.At RVA Financial - [Share Certificates](https://www.rvafinancial.com/share-certificates/) - SHARE CERTIFICATES A Safe, Steady Way to Grow Your Savings If you’re looking for a reliable way to grow your money without market ups and downs, a Share Certificate is a smart option. Share Certificates allow you to earn a guaranteed rate of return by depositing your funds for a fixed period of time, making - [Checking & Savings](https://www.rvafinancial.com/checking-savings/) - CHECKING & SAVINGS Banking should feel easy, and with us, it is. Simple. Secure. Member-Focused Banking.At RVA Financial Federal Credit Union, our checking and savings accounts are designed to help you manage your money with confidence. Whether you’re building your first savings, managing everyday expenses, or planning for the future, we offer affordable, flexible banking - [Home Equity Line of Credit](https://www.rvafinancial.com/home-equity-line-of-credit/) - HOME EQUITY LINES OF CREDIT Home Equity Line of Credit Put the value in your home to work, on your terms.A Home Equity Line of Credit (HELOC) lets you borrow against the equity you’ve built in your home and access funds when you need them, up to an approved credit limit.Unlike a one-time lump-sum loan, - [Investing & Retirement Planning](https://www.rvafinancial.com/investing-retirement-planning/) - INVESTING & RETIREMENT PLANNING Investment & Retirement Planning Planning for the future doesn’t have to be overwhelming. Investment and retirement planning help you prepare for life’s next stages—whether that’s building wealth, protecting what you’ve earned, or creating dependable income for retirement.With the right strategy and guidance, you can move forward with confidence and clarity. Build - [Overdraft Protection](https://www.rvafinancial.com/overdraft-protection/) - OVERDRAFT PROTECTION Extra coverage when you need it most. Overdraft Protection is a banking service that helps prevent your checking account from being overdrawn when you don’t have enough funds to cover a transaction.When you make a purchase or payment that exceeds your available balance, overdraft protection can:Transfer funds from a linked savings account, line - [Recreation Vehicle Loans](https://www.rvafinancial.com/recreation-vehicle/) - RECREATIONAL VEHICLE LOANS Finance Your Next Adventure From RVs and campers to boats and motorcycles, RVA Financial RV Loans help you enjoy life beyond the driveway. Our recreational vehicle financing offers flexible terms and competitive rates so you can focus on the journey ahead. RV Loan OptionsRVs & campersBoats & watercraftMotorcycles & ATVsCompetitive rates and - [Get to know our ITMs](https://www.rvafinancial.com/get-to-know-our-itms/) - GET TO KNOW RiVA Get to know RiVA (Ree-vah), Our Friendly ITM! Our Interactive Teller Machines (ITMs) combine the convenience of self-service banking with the personal touch of real people, giving you the best of both worlds. From the moment you arrive, you’re supported every step of the way. What Is an ITM? An Interactive - [Reporting Fraud](https://www.rvafinancial.com/checking-savings-2/) - HOW TO REPORT FRAUD Reporting Fraud If something doesn’t look right, act quickly.Protecting your financial security is our priority. If you suspect fraud or unauthorized activity, contact RVA Financial immediately.As a member-owned credit union serving the RVA community, we focus on fair rates, lower fees, and personal service—so your money works harder for you.If you - [RVA Financial Scholarship Program](https://www.rvafinancial.com/rva-financial-scholarship-program/) - Scholarship Program Apply Today RVA Financial $1,000 Future Builders Scholarship Invest in your next chapter. RVA Financial is proud to support the dreams of graduating seniors and the next generation of builders, creators, and leaders. Our $1,000 Future Builders Scholarship is awarded to one recent high school graduate to help cover educational expenses for college - [Become A Member](https://www.rvafinancial.com/member-benefits/) - WHY JOIN RVA FINANCIAL Why Join RVA Financial? Become More Than a Customer, Become a MemberAt RVA Financial Federal Credit Union, membership means more than opening an account; it means becoming part-owner of a financial institution that exists to serve you. As a member-owned credit union serving the RVA community, we’re committed to helping others - [RVA Financial Empowerment Center](https://www.rvafinancial.com/rva-financial-empowerment-center/) - empowerment center Empowerment starts here. Unlock your potential. The RVA Financial Empowerment Center is a free, appointment-based resource designed to help you build skills, confidence, and financial knowledge, so you can make informed decisions and move forward with purpose. We extend beyond traditional credit union services by offering one-on-one mentorship and coaching in areas like budgeting, - [Credit Education Center](https://www.rvafinancial.com/credit-education-center/) - ALL ABOUT CREDIT What Credit Is and Why It Matters Credit is the ability to borrow money with the promise to repay it over time. Lenders use credit as a way to measure trust—how reliably you have managed borrowed money in the past and how likely you are to repay it in the future. Every - [Personal Loans](https://www.rvafinancial.com/personal-loans/) - PERSONAL LOANS Flexible Financing for Life’s Moments Invest in your next chapter. When life happens, RVA Financial Personal Loans give you the flexibility to cover expenses without unnecessary stress. From consolidating debt to managing unexpected costs, our personal loans offer straightforward terms and responsible lending you can feel good about.Simple loans. Honest guidance. Real support. - [Homebuying Process](https://www.rvafinancial.com/homebuying-process/) - THE HOME BUYING PROCESS First-Time Homebuying Buying your first home is an exciting milestone, and it can also come with a lot of questions. That’s where we come in. At RVA Financial Federal Credit Union, we’re committed to making your first-time homebuying experience clear, supportive, and empowering from start to finish.Whether you’re just beginning to - [Credit Cards](https://www.rvafinancial.com/credit-cards-2/) - CREDIT CARDS Everyday Convenience. Responsible Credit. RVA Financial Credit Cards are designed to provide everyday purchasing power with fair terms and manageable limits. Whether you’re covering daily expenses or building credit, our cards offer a smarter alternative to high-fee, high-interest options. Credit Card FeaturesCompetitive interest rates as low as 11.90% APR*Manageable credit limitsFraud protection and - [Certificate Secured Loan](https://www.rvafinancial.com/certificate-secured-loan/) - CERTIFICATE SECURED LOANS Certificate Secured Loans Borrow Smart. Keep Your Savings Growing.A Certificate Secured Loan lets you borrow money using your existing share certificate as collateral. You continue earning dividends on your certificate while accessing funds at a lower interest rate than most unsecured loans. It’s a smart way to meet short-term needs without breaking - [Credit Builder](https://www.rvafinancial.com/credit-builder-2/) - CREDIT BUILDER LOANS Build Credit. Build Savings. Build Confidence. If you’re looking to establish or rebuild your credit, our Credit Builder Loan is a smart, secure place to start. This unique loan helps you create positive credit history while saving money for your future, all with manageable monthly payments.What Is a Credit Builder Loan?A Credit - [Traditional & Roth IRAs](https://www.rvafinancial.com/traditional-roth-iras/) - TRADITIONAL & ROTH IRAs Plan for your future with confidence, starting today. Invest in your next chapter. Saving for retirement doesn’t have to feel overwhelming. RVA Financial offers both Traditional and Roth Individual Retirement Accounts (IRAs) designed to help you build long-term financial security with guidance you can trust.What Is an IRA?An Individual Retirement Account (IRA) is - [Privacy](https://www.rvafinancial.com/privacy/) - PRIVACY POLICY FACTS WHAT DOES RVA FINANCIAL FEDERAL CREDIT UNION DOWITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how wecollect, share, and protect your personal information. Please read - [Careers](https://www.rvafinancial.com/careers/) - CAREERS RVA Financial Federal Credit Union is an exciting place to work! Interested in joining our team? We currently have no job openings. Check back soon. - [Services](https://www.rvafinancial.com/services/) - RVA FINANCIAL SERVICES Our Financial Services Everything you need, right here in RVA.RVA Financial offers personal and business banking solutions designed to support your goals at every stage of life. Personal Banking Checking & savings accounts Credit cards & personal loans Auto loans Digital & mobile banking IRAs & retirement planning Business Banking Business checking - [Loans](https://www.rvafinancial.com/loans/) - RVA FINANCIAL LOAN OPTIONS Need a loan, we have options! 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We extend beyond traditional credit union services by offering one-on-one mentorship and coaching in areas like budgeting, - [Get to Know Our ITMs (Interactive Teller Machines)](https://www.rvafinancial.com/get-to-know-our-itms-interactive-teller-machines/) - GET TO KNOW OUR ITMS (INTERACTIVE TELLER MACHINES) Modern banking with a human touch What Is an ITM?An ITM is a next-generation ATM that connects you to a live teller via secure video. You can complete most in-branch transactions with extended hours and minimal wait time. What You Can Do at an ITMWithdraw and deposit cashMake - [Community Engagement](https://www.rvafinancial.com/community-engagementloan-rates/) - COMMUNITY ENGAGEMENT Rooted in Community. Committed to Thriving Together. At RVA Financial, financial wellness is just the beginning. We believe strong communities are built through meaningful connections, trusted partnerships, and access to resources that support the whole person—not just their finances. 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Home Loan Everyone want to buy property so people want to buy home, land or commercial properly - [Team](https://www.rvafinancial.com/team/) - Cindy Lindsey President Terry Hampton Vice President Roy Corum Senior Vice President of Information Technology & Innovation Mia Mallory Vice President of Strategic Marketing, Communications, & Community Engagement Angelica Bargman Marketing Specialist Emily Gilbert - [Home Two](https://www.rvafinancial.com/home-two/) - Simple & Secure Payment Process Connecting Your Loan Needs Quick Payment Process Loan ProcessSafe & Secure Process Apply For Loan Contact Now Welcome to Pylon Company Building A Brighter Financial Future Quick Payment Process Loan ProcessSafe & Secure Process Apply For Loan Contact Now Quick Payment Process You can make payment online and net banking ## ElementsKit items - [dynamic-content-megamenu-menuitem8639](https://www.rvafinancial.com/elementskit-content/dynamic-content-megamenu-menuitem8639/) ## Templates - [main menu header](https://www.rvafinancial.com/?elementskit_template=main-menu-header) - Routing #: 251082495 Call: (804) 359-8754 Become a Member | Make a Payment | Schedule Appointment | Apply for loan Banking Checking & Savings Teen Checking & Savings Share Certificates Traditional & Roth IRAs Overdraft Protection Loans Personal Loans Auto Loans Home Loans Home Equity Lines of Credit Recreational Vehicle Loans Credit Builder Loans Certificate Secured - [Main footer 2025](https://www.rvafinancial.com/?elementskit_template=main-footer-2025) - 1700 Robin Hood Road Richmond, VA 23220 Banking should feel easy, and with us, it is. Download Mobile AppAndroid | iPhone Call anytime 24/7 (804) 359-8754 Follow us! Tap or scan with your mobile device. Facebook Youtube Instagram Linkedin Tiktok Routing # 251082495 | NMLS#523374 | Privacy Policy If you are using a ## Service - [Insurance & Debt Protection (AD&D)](https://www.rvafinancial.com/service/education-loan/) - Student can take loan for a higher education nisi ut aliquip extrea commodo consequat eiusmod nulla. - [Car Loan](https://www.rvafinancial.com/service/car-loan/) - Since 1950, we’ve worked hard to empower RVA. 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